Commercial Loan Group Loan Officer/Loan Officer Trainee
Colonial Farm Credit

JOB DESCRIPTION

Employing Unit: Colonial Farm Credit

Position Title: Commercial Loan Group Loan Officer/Loan Officer Trainee

Salary: commensurate with experience and qualifications

plus superb benefits package provided to all employees

including up to 9% 401k contributions and profit sharing program

Position Summary:

Colonial Farm Credit (www.colonialfarmcredit.com) is an agricultural credit cooperation and provides loans for:

• Production capital for full-time and part-time farmers
• Forest products industry
• Ag-related businesses
• Farms and country homes
• Land purchase, home construction, and improvements
• Buildings, machinery, livestock, and equipment

We have an excellent employment opportunity for a Loan Officer/Loan Officer Trainee in our Commercial Loan Group. The candidate will be responsible for:

• serves present and prospective large and complex loan customers with sound short, intermediate and long-term agricultural credit according to policies, standards, and procedures
• promotes related services to all current and prospective members
• develops and markets constructive credit and financial service packages to current and potential customers
• manages all assigned existing loans within delegated authority
• service area will include primarily the southern Virginia portion of Colonial Farm Credit's territory (including, but not limited to, Amelia, Amherst, Appomattox, Brunswick, Campbell, Charlotte, Chesterfield, Cumberland, Dinwiddie, Fluvanna, Goochland, Greensville, Lunenburg, Mecklenburg, Nottoway, Powhatan, Prince Edward, Southampton, Surry, and Sussex)
• represents the Association at local and regional events and meetings
• works in a team structure at the direction of the Chief Lending Officer-Commercial Loans to ensure customer / prospects needs are met or exceeded

Education and Experience:

Required:

• Bachelors degree in agriculture, business administration, finance, or economics
• Ability to be assertive and decisive in arriving at sound business decisions
• In-depth knowledge and skills in loan administration, loan servicing, and collateral valuation
• Awareness of current economic developments and production technology affecting agriculture in the region
• Ability to effectively handle multiple tasks and work independently
• Demonstrated ability in business development and marketing
• Travel to/from prospective and current customers as well as industry functions
• Strong analytical, judgment, and communication (oral and written) skills
• Problem solving skills
• Strong sales and negotiating skills
• Computer experience with intermediate skills in Microsoft Outlook, Word and Excel
• Acceptable background reports (credit, criminal, driving, and drug testing)

Preferred (and beneficial to successful applicant):

• Minimum of three years of agricultural lending or equivalent experience

Location: Administrative Office, 7104 Mechanicsville Turnpike, Mechanicsville VA 23111

(negotiable; any Association office within close proximity to successful candidate's residence and based on space availability within other offices)

Supervisor: Michael Lacks, Chief Lending Officer - Commercial Loans

Applications Accepted Through: Monday, December 9, 2024

AA/EOE/M/F/D/V

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